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Guide · Brain Training

Is Lumosity Worth It? (2026)

Lumosity is the best-known name in brain training. Here is an honest look at what is free, what Premium adds, what the research and the 2016 FTC case show, and who should pay.

By The Mindkindly Editorial Team Published October 2026 10 min read
The quick answer

For some people, yes, but start with the free account. Lumosity is polished and varied, it works on your phone, tablet, and computer, and its free account gives you three games a day for as long as you like. Premium is worth paying for if you enjoy game-style puzzles and will open the app most days. Skip it if you are hoping to protect your memory or do better at work: evidence that brain games help with everyday life is limited, and in 2016 Lumosity’s maker paid $2 million to settle FTC charges over exactly those kinds of claims.

Lumosity says more than 100 million people have played its games, and for many of them it is simply what “brain training” means. Being famous and being worth your money are different things, though. Here is what Lumosity actually gives you, based on hands-on use and its official listings, and who should pay for it.

Does Lumosity actually work?

The honest answer: you will get better at Lumosity’s games. Whether that makes you sharper anywhere else is much less clear.

What Lumosity genuinely does: it turns tasks used in cognitive research into 40-plus short games for memory, attention, speed, flexibility, problem-solving, math, and words. Play them regularly and your scores climb. A major 2016 review of brain training research found that this is the reliable part. Training improves performance on the trained tasks, there is less evidence for closely related tasks, and there is little evidence that it improves distantly related tasks or everyday cognitive performance.

Lumosity’s own best evidence is a 2015 online trial of 4,715 adults. People who used Lumosity’s training for 10 weeks improved more on a set of cognitive tests than people who did crossword puzzles instead, though the difference was modest. That result is worth knowing, with caveats. Most of its authors worked for Lumos Labs, the company behind Lumosity. About half the participants in each group dropped out, which Lumosity itself notes could bias the results. And the study measured test scores, not daily life: Lumosity says more research is needed to connect its assessment gains to everyday tasks.

What Lumosity does not do: it will not make you broadly smarter, and it is not a treatment for anything. The National Institute on Aging warns readers to be wary of claims that computer and online games can improve memory and thinking, and says there is not enough evidence that commercial brain training apps have the same impact as the training tested in the large ACTIVE research study.

So treat Lumosity as an enjoyable mental workout and a daily habit, not as protection for your memory or a boost to your career. For the wider picture, see our guide on whether brain training apps actually work.

Is Lumosity legit? What the FTC case was about

Yes. Lumosity is a real, well-made app from Lumos Labs, Inc., available on iPhone, iPad, Android, and the web. But its history is worth knowing before you pay.

In January 2016, Lumos Labs agreed to pay $2 million to settle Federal Trade Commission charges that it deceived consumers with unfounded claims about its games. According to the FTC, Lumosity’s ads claimed the games could help people perform better at work, in school, and in sports, delay age-related cognitive decline and protect against dementia and Alzheimer’s disease, and reduce cognitive impairment linked to conditions such as stroke, brain injury, and ADHD. The FTC also said the company did not disclose that some customer testimonials came from contests offering prizes such as iPads and lifetime subscriptions.

The judgment was $50 million, suspended once the company paid $2 million because of its financial condition. The order requires Lumos Labs to have competent and reliable scientific evidence before making such claims again. It also required the company to notify subscribers who signed up for auto-renewal between 2009 and 2014 and give them an easy way to cancel.

Lumosity’s App Store listing today talks about games, workouts, and insights rather than health outcomes. The fair summary: the app is real and polished; the bold promises were the problem.

What does Lumosity cost?

This is harder to pin down than it should be. Lumosity’s help center says the price depends on the plan you choose and sends you to a purchase page that you can see only after you sign in. Its US App Store listing shows Premium purchases ranging from $11.99 to $89.00, without saying which plan each price belongs to. Check the exact price in the app or on the purchase page before you commit. Our Lumosity cost guide covers the plans in more detail.

The plans: Lumosity offers monthly, yearly, two-year, and lifetime plans for individuals. Family plans come in monthly, yearly, and two-year versions and cover up to five people, each with their own account; children 13 and older can join. There is no lifetime family plan.

Refunds: Lumosity offers refunds on purchases and renewals made through Lumosity.com or Google Play within the last 30 days, except monthly subscriptions. App Store purchases follow Apple’s refund rules instead. If you want that safety net, buy a yearly or longer plan on the web or through Google Play.

Free trials: Lumosity sometimes offers a free trial of Premium. Like any subscription bought in the app, it renews automatically unless you turn off auto-renewal at least 24 hours before it ends, and any unused part of a trial is lost if you buy a plan during it. Our Lumosity free trial guide explains how to cancel in time.

What the free version gives you

Lumosity’s free account is a real, permanent option, not a countdown to a paywall. According to its help center, free users can play three games a day for as long as they have an account, and replay those three as often as they like. The games are chosen for you and rotate daily, so you get a mix over time. Everyone starts with a free 10-minute Fit Test that sets your baseline and compares your scores with others in your age group.

Premium adds all 40-plus games, full five-game workouts, insights tailored to how you play, tools to track your training, and workout recommendations.

For many people, the free account is enough. Use it for a couple of weeks. If you find yourself opening Lumosity every day and wishing you could choose your games, Premium may be worth it. If you forget about it, a subscription would not have changed that.

Who should pay for Premium

You enjoy quick, game-style puzzles and will open the app most days. Lumosity is at its best as a pleasant daily habit.

You want to choose your games and play full workouts, rather than the three the app picks for you.

You want to train on a computer as well as your phone or tablet. Lumosity works in a web browser, not just in its apps.

Several people in your home will use it. A family plan covers up to five people with one subscription.

Your expectations are realistic. You want an enjoyable mental workout, and you know the evidence for wider benefits is limited.

Who should skip it

You want to protect your memory or perform better at work. The research does not show that brain games do this, and those were exactly the kinds of claims the FTC challenged. If you or someone close to you is noticing memory changes, talk to a doctor rather than buying an app.

Three free games a day already feel like plenty. Then the free account is the right plan.

You want practice in everyday skills. Elevate focuses on reading, writing, and math, and its App Store listing shows a yearly plan at $39.99. See our Lumosity vs Elevate comparison.

You care most about the research record. BrainHQ costs $14 a month or $96 a year on its website and has the deepest research record in the category. Its speed training exercise comes from the ACTIVE study, but that training was delivered in supervised group sessions as part of a research program, not through an app, and a 2026 reanalysis found that after correcting for multiple comparisons, no training group’s 20-year result stayed statistically significant, though its author argued the overall pattern still hinted at a possible shared effect. Our BrainHQ vs Lumosity comparison weighs the two.

You tend to forget about subscriptions. Auto-renewal is the default, and App Store purchases are refunded only through Apple.

Where Lumosity falls short

What we liked
  • A large, varied library of 40+ games
  • Works on phone, tablet, and computer
  • Polished, quick, game-like design
  • A permanent free account with three games a day
  • Family plans for up to five people
What to know
  • Prices are hard to see before you sign in
  • Free games are chosen for you
  • Limited evidence that gains carry over to daily life
  • 2016 FTC settlement over past advertising claims
  • No refunds from Lumosity on monthly or App Store purchases

Lumosity’s biggest weakness is the gap between what it is and what people hope it is. As a well-designed collection of short brain games, it delivers. As a way to change how your mind works outside the app, the evidence is thin, for Lumosity and for brain training in general. Our full Lumosity review covers the app’s strengths and limits in more depth.

Free and cheaper alternatives

Lumosity’s own free account. Three rotating games a day, with no time limit.

Elevate’s free version. Its App Store listing says it offers a basic free version as well as a 7-day free trial of the paid plan.

BrainHQ’s Daily Spark. A free account gets one exercise a day, in a different category each day of the week.

Peak’s basic version. Peak’s App Store listing says you can download and play its basic version for free.

Puzzles you already enjoy. Crosswords, sudoku, and word games cost little or nothing, and if you like them they make a perfectly good daily habit.

Our own app

Zenelia is a brain training app made by Mindkindly’s owner, so we don’t rank or score it here. It costs $6.99 a month or $44.99 a year, has a 7-day free trial, and is iPhone only for now; read more about Zenelia or see it on the App Store.

So, is Lumosity worth it?

Yes, if you enjoy short, varied brain games, you will play most days, and you want to use them on your phone and your computer. Lumosity is one of the most polished apps of its kind, and as an enjoyable daily habit it delivers.

No, if you are paying for protection against memory loss, better performance at work, or any other health benefit. The evidence does not support those hopes, and Lumosity’s own history shows how easily they get oversold.

Try free first. The free account is permanent and genuinely usable. Play your three games a day, see whether you keep coming back, check the exact Premium price in the app, and buy on the web or Google Play if you want the 30-day refund window.

Sources

Disclosure. Mindkindly's owner also makes Zenelia, a brain training app, and we never rank, rate or score it. Mindkindly may earn a commission when readers subscribe through links on this site, at no additional cost to you. Commissions don't decide our rankings. See our full disclosure and methodology.

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